Wyoming Debt settlement is a perfectly legal solution for consumers who are in deep and seeking an alternative to bankruptcy. Pay As You Settle (PAYS) adheres to the Federal Trade Commission (FTC) ruling for the debt settlement industry. Earlier this year the FTC created a law stating that debt settlement companies cannot charge for fees before services are rendered. Since PAYS was created with the consumer in mind,this program began months before the law became intact. The Pay As You Settle (PAYS) debt settlement program is the process of negotiating with creditors to reduce an overall debt into a lump sum payment. Most debt settlement cases involve unsecured debt; these include medical and credit card debts. Student loads, auto financing and mortgages are secured debt, these cannot be negotiated. Collection Agencies /junk debt buyers agree to take less than the owed amount to the creditors since they bought the debt at a fraction of the overall cost. Most good debt settlement companies can cut the balance of the debt by 35-50% and then pay the creditor with a lump sum to resolve the debt amount.

Pay As You Settle is an accredited leader in the debt settlement industry. PAYS has been fight for customers rights against traditional debt settlement company that charges fees before a settlement has been reached. PAYS only accepts fees after a settlement has been reached. Our goal is to help our customers regain a sense of financial control so they can rest easier at night.

Our debt settlement program is free* for consumers with any amount of debt. If you feel you need help with your debt, fill out the form on the left or call 1-877-413-0338 to talk to our debt settlement negotiators.

Pay as You Settle® (PAYS) is the nation’s leading and only state-certified pay as you go debt settlement program. Our goal at PAYS is to ensure that each customer gets back on track to financial well-being.

*Debt settlement program is free until services are rendered